In a medium saucepan, combine the milk and chocolate chips.

Warm over medium heat, stirring occasionally, until chocolate is melted and smooth.

Remove mixture from heat just before it begins to boil. Stir in peanut butter. Set aside.

In a small bowl, heat remaining 2 tablespoons of peanut butter in microwave for about 10-12 seconds, to create a drizzle. Set aside.

Pour hot chocolate into a glass. Top with whipped cream, drizzle with warmed peanut butter, and sprinkle peanut butter cups.